Our Rates

Rates and information are subject to change at any time. Fees could reduce earnings on the account(s). The disclosed dividend rates are variable and may change after the member opens the account(s). Regular shares require a minimum balance of $5 to open the account. Youth Savings Accounts will earn a higher APY for balances of $.01 to $500.00. For balances of $500.01 and over, the Regular Savings Share APY will apply. Business Accounts: Business Regular shares require $500 to earn dividends. Business Checking accounts require a minimum of $2,500 to earn dividends.

*APY denotes Annual Percentage Yield.

Money Market

Valid as of XX/XX/XXXX

Rates and information are subject to change at any time. Fees could reduce earnings on the account(s). The disclosed dividend rates are variable and may change after the member opens the account(s). Money Market accounts require a minimum of $500 to earn dividends. Business Accounts: Business Money Market accounts require a minimum of $2,500 to earn dividends. View Truth in Savings Account Disclosures.

*APY denotes Annual Percentage Yield.

Certificates & IRA Certificates

Valid as of XX/XX/XXXX

*APY denotes Annual Percentage Yield.

Rates and information are subject to change at any time. This rate will be paid until the certificate matures. Your certificate will automatically renew at the rate in effect at the time of maturity unless we are contacted on or before the maturity date. Upon renewal, the term will be the same as the original term. You have 10 calendar days after maturity to redeem your certificate without penalty if you do not want to renew. If you have not contacted PSECU by the maturity date, the certificate will renew for the rate in effect on the date of maturity and for the same term as the original term. A penalty will be imposed for early withdrawal. A minimum daily balance of $500 must be maintained in order to earn the disclosed Annual Percentage Yield (APY).

Credit Cards

Valid as of XX/XX/XXXX

*APR denotes Annual Percentage Rate. Rate(s) and other information are subject to change at any time.

Auto Loans

Valid as of XX/XX/XXXX

Term Rates As Low As* Monthly Payment Vehicle Value (Minimum) Loan Amount (Minimum)
1 - 63 Months 6.34% $18.71 / per
$1,000.00
$3,000.00 $1,000.00
64 - 75 Months 6.49% $16.26 / per
$1,000.00
$12,000.00 $4,000.00
76 - 84 Months 6.99% $15.09 / per
$1,000.00
$20,000.00 $6,000.00
85 - 96 Months 8.99% $14.65 / per
$1,000.00
$40,000.00 $12,000.00

* Rates “as low as” 6.34% APR assumes excellent creditworthiness; your rate may differ from the rate(s) shown here. Rate and loan amount subject to credit approval. Minimum APR is 6.34%. Maximum APR is 13.34%. If you change your payment method to coupon at any time, your interest rate will increase by .25% Annual Percentage Rate (APR). PSECU will finance up to 130% of the retail value of the vehicle for excellent creditworthiness. PSECU will finance up to 100% of the retail value of the vehicle for refinance of an existing PSECU vehicle loan. Value of the vehicle to be determined prior to final loan amount. The Manufacturer's Suggested Retail Price determines new vehicle values; Kelley Blue Book® or other authorized guides determine used vehicle values. Minimum value is $3,000. PSECU makes all final decisions regarding vehicle value. Monthly payment example: 63 monthly payments of $18.71 per $1,000 borrowed at the 6.34% APR or 75 monthly payments of $16.26 per $1,000 borrowed at the 6.49% APR. Monthly payment examples are representative of the maximum term for the corresponding rate per $1,000 borrowed. Your payment may be different from the examples shown. Your final loan rate will be determined by your credit history, model year of the vehicle, and loan term. Rates, terms, and information are subject to change at any time. Kelley Blue Book® is a registered trademark of the Kelley Blue Book Co., Inc.

Term Rates As Low As* Monthly Payment Vehicle Value (Minimum) Loan Amount (Minimum)
1 - 63 Months 6.59% $18.82 / per
$1,000.00
$3,000.00 $1,000.00
64 - 75 Months 6.74% $16.38 / per
$1,000.00
$12,000.00 $4,000.00
76 - 84 Months 7.24% $15.21 / per
$1,000.00
$20,000.00 $6,000.00
85 - 96 Months 9.24% $14.78 / per
$1,000.00
$40,000.00 $12,000.00

* Rates “as low as” 6.59% APR assumes excellent creditworthiness; your rate may differ from the rate(s) shown here. Rate and loan amount subject to credit approval. Minimum APR is 6.59%. Maximum APR is 13.59%. If you change your payment method to coupon at any time, your interest rate will increase by .25% Annual Percentage Rate (APR). PSECU will finance up to 130% of the retail value of the vehicle for excellent creditworthiness. PSECU will finance up to 100% of the retail value of the vehicle for refinance of an existing PSECU vehicle loan. Value of the vehicle to be determined prior to final loan amount. The Manufacturer's Suggested Retail Price determines new vehicle values; Kelley Blue Book® or other authorized guides determine used vehicle values. Minimum value is $3,000. PSECU makes all final decisions regarding vehicle value. Monthly payment example: 63 monthly payments of $18.82 per $1,000 borrowed at the 6.59% APR or 75 monthly payments of $16.38 per $1,000 borrowed at the 6.74% APR. Monthly payment examples are representative of the maximum term for the corresponding rate per $1,000 borrowed. Your payment may be different from the examples shown. Your final loan rate will be determined by your credit history, model year of the vehicle, and loan term. Rates, terms, and information are subject to change at any time. Kelley Blue Book® is a registered trademark of the Kelley Blue Book Co., Inc.

Term Rates As Low As* Monthly Payment Vehicle Value (Minimum) Loan Amount (Minimum)
1 - 63 Months 7.09% $19.06 / per
$1,000.00
$3,000.00 $1,000.00
64 - 75 Months 7.24% $16.62 / per
$1,000.00
$12,000.00 $4,000.00
76 - 84 Months 7.74% $15.46 / per
$1,000.00
$20,000.00 $6,000.00
85 - 96 Months 9.74% $15.04 / per
$1,000.00
$40,000.00 $12,000.00

* Rates “as low as” 7.09% APR assumes excellent creditworthiness; your rate may differ from the rate(s) shown here. Rate and loan amount subject to credit approval. Minimum APR is 7.09%. Maximum APR is 14.09%. If you change your payment method to coupon at any time, your interest rate will increase by .25% Annual Percentage Rate (APR). PSECU will finance up to 130% of the retail value of the vehicle for excellent creditworthiness. PSECU will finance up to 100% of the retail value of the vehicle for refinance of an existing PSECU vehicle loan. Value of the vehicle to be determined prior to final loan amount. The Manufacturer's Suggested Retail Price determines new vehicle values; Kelley Blue Book® or other authorized guides determine used vehicle values. Minimum value is $3,000. PSECU makes all final decisions regarding vehicle value. Monthly payment example: 63 monthly payments of $19.06 per $1,000 borrowed at the 7.24% APR or 75 monthly payments of $16.62 per $1,000 borrowed at the 7.49% APR. Monthly payment examples are representative of the maximum term for the corresponding rate per $1,000 borrowed. Your payment may be different from the examples shown. Your final loan rate will be determined by your credit history, model year of the vehicle, and loan term. Rates, terms, and information are subject to change at any time. Kelley Blue Book® is a registered trademark of the Kelley Blue Book Co., Inc.