Enjoy 6 months Interest Free on everyday purchases of $250 or more with your Latitude Gem Visa credit card.
Notice of Variation to your Latitude Gem Visa credit card contract
Effective from 17 September 2024, we are changing the credit card annual percentage rate on purchases from 27.49% p.a. to 27.99% p.a.
With hundreds of retail partners, there’s something for everyone.
As a Latitude Gem Visa credit cardholder, you get exclusive discounts, offers and deals just for using your card.
Make repayments in just a few taps with our mobile app.
Note: Please be aware that bank transfer payments can take three business days to clear and you can only make one payment to your card account every five days.
No FeesWe do not charge a fee for payments made via direct bank transfer on the Latitude App.
One of the quickest & easiest way to make repayments.
Registering is easy and only takes a few minutes, just make sure you have your card or 16-digit account number on hand.
Note: Please be aware that payments can take 3 to 5 business days to clear.
No FeesWe do not charge a fee for payments made via the Latitude Service Centre.
Available 24 hours a day, seven days a week.
Note: If you’re paying by BPAY on your due date, you must complete the transaction before your bank’s cut off time, otherwise the transaction may be processed on the following day. Some BPAY payments can take up to three days to appear on your account.
FeesA payment handling fee of $1.95 applies for all payments made via BPAY ® to pay your account.
Easily make recurring repayments.
The easiest (and quickest) way to pay off your credit card is with a monthly direct debit.
You can choose whether to pay a set amount, the monthly minimum or the full closing balance, and on your due date each month your payment will automatically happen!
You can pay any way on your phone or wearable tech device with just a tap.
For FAQs, useful information and quick and easy forms
Visa and the Visa brand are registered trademarks of Visa International.
1 To take advantage of up to 55 days interest free on everyday credit card purchases, you need to pay the full closing balance (excluding un-expiring 0% Interest Payment Plans) on each statement of account by the applicable due date.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., and App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
Google Pay, Android, the Google Pay Logo, Google Play and the Google Play logo are trademarks of Google LLC.
® Registered to BPAY Pty Ltd ABN 69 079 137 518
